Have you ever thought of an instant loan platform? No. But, digital India is improvising, and people are opting for online banking and digital transactions. To make the process easier, many companies started an initiative to provide online personal loans to people without any further documentation.
CashBean is one such application famous for providing instant personal loans at an attractive interest rate. It is the best lending platform for salaried individuals, and its lending partner is P.C Financial Services Private Limited.
You can avail of up to Rs 60,000 within 10 minutes using your smartphone with an annual interest rate of 33%.
CashBean Review – Instant Personal Loan
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Despite the availability of loan applications and lending platforms, CashBean makes it easier for people to apply for an instant loan within 10 minutes using a smartphone.
For instance, there is no such documentation needed to get the approval. If you are working professionally and earning more than 15,000 per month. You can avail of up to Rs 60,000 from CashBean for the maximum tenure of 12 months.
You can check the eligibility by uploading your documents in the application and once the loan gets approved. The amount will automatically get transferred into your bank account. The disbursal process is fast, and the amount gets transferred within 24 hours after the loan approval.
Eligibility:
- You need to be a minimum of 21 Years old.
- You should be a working salaried professional earning more than 15,000 per month.
- You should have a bank account.
- You should have the required documents.
The process to apply?
- You can apply for a loan by downloading the CashBean application or visiting its website.
- You only need to sign-up and complete the online documentation process.
- Once uploaded, wait for the approval.
- You can get the amount directly into your bank account after approval.
CashBean Review? According to us, It is one of the best instant loan applications in India to avail of short-term quick loans. It is simple, secure and fast.
Interest Rate
The interest rates vary and go up to 33% per annum. It depends on the loan amount you are taking from this platform. Moreover, the processing fees of 3000 Rs will be charged for the higher amount.
CashBean Customer Care Number
CashBean always values its customers. For any further information or queries, one can always connect with their customer executive using the contact information provided below.
Contact Number: 18005728088, 0124-6036666
Email ID: cashbean.help@pcfinancial.in
Address: Building RZ-2, Pole No-3, G/F, Near HDFC Bank, Kapashera, New Delhi-110037
You can reach customer service by calling or sending them an email. They will get back to you within 24 working hours.
The Bottom Line
Despite being one of the best loan applications, CashBean charges a higher interest rate as compared to other instant short-term loan applications in the market.
On the other hand, the approval rate is fast. Your loan can get approved within minutes. It depends on the person and needs. Anyway, if something else is there to ask us? Please mention this in the comments section.